| Danger, not all health insurance agents are created equal. Finding the right policy, coverage, company and agent can be riddled with frustration. Finding the right agent will help you find the right coverage. |
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| Posted by Health Insurance Specialist at | | | |
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| A generic drug is identical, or bioequivalent to a brand name drug in dosage form, safety, strength, route of administration, quality, performance characteristics and intended use. Although generic drugs are chemically identical to their branded counterparts, they are typically sold at substantial discounts from the branded price. According to the Congressional Budget Office, generic drugs save consumers an estimated $8 to $10 billion a year at retail pharmacies. Even more billions are saved when hospitals use generics. |
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| Posted by Health Insurance Specialist at | | | |
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Here is some information that most health insurance agents and companies will not tell you about the internet, "Not every site is what it seems." For example, most people do not realize that filling out a quote might prompt 5 to 10 calls from insurance companies and agents. It will probably result in an email box full of insurance fodder, and it could go on for months.
The Down Side - Here is what typically happens when a person searches for health insurance over the internet. They type in some key word into the search engine like dallas health insurance, dallas health quote, or some related term, then they get the results. The advertising might draw them in (this is usually a company that bids on the right to show up on this page when you type in the specific words) The companies that advertise get the most amount of visitors to their site. The rest of us are sitting in Yahoo, Google, MSN and other search engines hoping that you will find us. If you see us listed under the search results it is because we have slaved over our site to try to gain some sort of placement or we just got lucky that day. When you decide on the one to click you are taken to a landing page. This is the place on the web site that is designed to get you to fill out the quote. Now this is where the circus begins. If the site is not an agent site then your name will probably be sold to up to 10 agents. This is why you might get calls from several agents.
The Up Side - The internet provides a way for you to get instant information and quotes from multiple companies all for an investment of 60 seconds. If you go to an agents site that works with multimple companies than you can get the best overview of what is available in the market place with out getting 10 calls.
Select
1. A local Texas Agent
2. An Agent that represents multiple health insurance companies.
3. An Agent that has the ability to let you run your own quote.
4. An Agent the specilizes in health insurance - not homeowners, liability,or automobile insurance
http://www.dallashealthquote.com
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| Posted by Health Insurance Specialist at | | | |
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| Independent or Captive? Most people that have an insurance license understand the difference between the two and how it effects the customer. However, if you are a person filling out a form on the internet and start getting calls from people you might not know or understand why knowing the difference matters. |
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| Posted by Health Insurance Specialist at | | | |
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| Many people ask me about the difference between Group Health Insurance and an Individual Health Insurance plan. Many small business owners are in situation that would allow them to purchase either. In the state of Texas there is a difference between Group health plans and individual health plans. |
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| Posted by Health Insurance Specialist at | | | |
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| In short, discount dental plans are an affordable and easy-to-use alternative to dental insurance, and offer plan members significant savings on most dental procedures. However, every situation is unique and must be looked at. |
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| Posted by Health Insurance Specialist at | | | |
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| I have several clients that have moved to Dallas from other state that have required insurance companies to cover or at least offer coverage for domestic partnerships. |
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| Posted by Health Insurance Specialist at | | | |
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| The problem with short term medical is it is short term even if you develop an illness that requires long term coverage. |
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| Posted by Health Insurance Specialist at | | | |
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| Almost everyone receives some type of increase in their health insurance premium. This usually become the incentive to re-shop that insurance. Many companies practice what I call, premium trolling. This is where they offer a low premium to entice customers to sign up and then every 6 months raise the premium. As an agent this drives me crazy and I have complained to the companies that I perceive are doing this. This is the primary reason you need an agent that represents more than one company. I tell most of my customers that this might happen to them so if they become unhappy with their insurance company, for any reason, let me know and we can re-shop the market. |
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| Posted by Health Insurance Specialist at | | | |
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